The FTC, your investors, and warehouse lenders sent it
The Safeguards Rule names the documents. You need to have them.
Mortgage shops, lenders, dealers — the FTC Safeguards Rule requires a written information-security program by name, and your investors and lenders check for it.
What this actually is
The Safeguards Rule requires financial institutions — a category that includes mortgage brokers, lenders, and auto dealers — to maintain a written security program: a designated coordinator, risk assessment, access controls, encryption, vendor oversight, and an incident-response plan.
What happens if you wing it
It's one of the few rules that names specific written artifacts. “We do most of that, we just never wrote it down” is a compliance gap, stated out loud — and investor due-diligence questionnaires now ask for the program directly.
How Vouchra answers it
From your own documents. With receipts.
Vouchra generates the written program the rule names, from an interview about what you actually do — not a copied template that describes a business that isn't yours.
Investor, warehouse-lender, and insurer questionnaires get answered from that program, with citations.
What's genuinely missing becomes a 90-day roadmap with plain-English playbooks — committed in writing as a plan, never claimed as current practice.
Who usually receives this
Sound familiar?
Questions
Before you ask
We're a three-person shop. Does the rule scale down?
Some requirements relax below 5,000 consumers' records, but the written program itself doesn't go away — and the parties asking (investors, lenders, insurers) rarely read the exemptions. Having the documents ends the conversation.
Next move
Bring this exact form to the walkthrough.
Thirty minutes, your real paperwork, and you leave knowing what your gaps are — whether or not you buy.
See your own paperwork answered.
Bring a real questionnaire — an insurer's renewal, a client's spreadsheet, the processor's SAQ — and watch it answered from real policies, with citations.